Money-Saving Tips

Practical advice to help UK households cut costs on mortgages, bills, tax, subscriptions and more

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5 posts

The Child Benefit High Income Trap — And How to Escape It
Tax

The Child Benefit High Income Trap — And How to Escape It

Thousands of UK families are losing out on Child Benefit because they earn over £60,000. But the rules changed in 2024 — and many families who opted out should now be claiming again.

4 min readHelpcutcosts.com Consultancy
#child benefit#HMRC#UK tax
Tax Allowances Most UK Families Never Claim
Tax

Tax Allowances Most UK Families Never Claim

HMRC does not automatically give you every tax allowance you are entitled to. Here are the most commonly missed ones — and how to claim them before the deadline.

5 min readHelpcutcosts.com Consultancy
#tax allowances#HMRC#UK tax
Energy Bill Savings: What UK Households Are Missing in 2026
Energy & Bills

Energy Bill Savings: What UK Households Are Missing in 2026

Energy prices remain high across the UK. But most households are still missing simple, proven steps that could cut their bills by £300–£600 a year without sacrificing comfort.

5 min readHelpcutcosts.com Consultancy
#energy bills#gas#electricity
HMRC Mileage Allowance: Are You Claiming What You Are Owed?
Tax

HMRC Mileage Allowance: Are You Claiming What You Are Owed?

Millions of UK employees who use their own car for work are missing out on a tax-free mileage allowance from HMRC. Here is how to claim it — and how far back you can go.

5 min readHelpcutcosts.com Consultancy
#mileage allowance#HMRC#tax relief
10 Subscriptions You Are Probably Wasting Money On
Subscriptions

10 Subscriptions You Are Probably Wasting Money On

The average UK household pays for 7 subscriptions they barely use. Here is how to audit yours, cancel the ones you do not need, and save £500 or more a year.

5 min readHelpcutcosts.com Consultancy
#subscriptions#money saving#budgeting

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